How Rakuten can Save SMEs Money on Business Purchases
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Introduction
As a small to medium-sized enterprise (SME), managing business expenses is crucial to maintaining a competitive edge. One effective way to reduce costs is by leveraging cashback programs, which have gained significant traction in recent years. According to a report by ResearchAndMarkets.com, the Europe Cashback Programs Market is expected to continue growing, with players like Rakuten expanding into new markets and offering innovative features.
Rakuten, a well-known cashback platform, has been successful in providing more than just savings to its users. As Voy Media highlights in their article on Rakuten’s marketing strategy, the platform’s approach goes beyond just offering cashback rewards, providing a more comprehensive solution for businesses and individuals alike.
In this blog post, we’ll explore how SMEs can save money on business purchases using Rakuten’s cashback program, and discuss the benefits of incorporating this platform into your company’s procurement strategy.
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What is Rakuten?
It is one of the world’s most established and trusted cash-back platforms. Formerly known as Ebates, it partners with over 3,500 top retailers and service providers, including:
- Office supplies (Staples, Office Depot)
- Business software (Norton, QuickBooks)
- Electronics (Dell, HP, Lenovo)
- Travel providers (Expedia, Booking.com)
- Marketing tools, telecoms, and more
The platform gives you a percentage of your spending back as real cash—not points, not credits. It’s a simple, effective way to improve your bottom line on purchases you were already planning to make.
How Rakuten Works for Businesses
It is surprisingly easy to integrate into your business workflows:
- Create a Free Account
Signing up takes minutes and costs nothing. - Browse Participating Stores
Find the vendors your business already uses—or discover better deals. - Shop Through the Platform
Click through its websites before making your purchase, or activate cash back using the browser extension. - Earn and Collect Cash Back
It tracks your purchases and pays out cash back quarterly via PayPal or cheque.
There’s no complicated process, no change in how you pay, and no need to manage multiple reward schemes.
Why SMEs Should Use Rakuten
Here are a few compelling reasons to bring it into your SME’s purchasing strategy:
💸 Reduce Operating Costs
Cash-back rewards typically range from 1% to 10%, and sometimes higher during promotional periods. Over the course of a year, these savings can add up to thousands in recovered costs—money that can be reinvested into your business.
🛍️ Shop with Trusted Retailers
Their partners are with well-known, reliable brands that SMEs already trust. Whether you’re buying laptops, printer ink, or travel tickets for your team, you’re getting the same quality—just with money back in your pocket.
📈 Gain Visibility and Control
Your dashboard helps track what you’ve earned, where it came from, and when to expect payment. This can be particularly helpful for financial teams managing budgets and expenses.
🧾 Combine with Business Credit Card Rewards
Many SMEs already use credit cards that offer points or cash back. With Rakuten, you can stack rewards—earning from both your card provider and Rakuten for the same transaction.
🎯 Improve Profit Margins on Everyday Purchases
Even if your business is running lean, every cash back reward contributes to your margins. Think of it as passive income from your operational spending.

Rakuten Tips for SMEs
To get the most from the platform, here are some quick tips:
- Install the Browser Extension: It notifies you when cash back is available, even if you forget to visit the the website site first.
- Include it in your Procurement Policy: Encourage your finance or procurement teams to use it as a first stop for all online purchasing.
- Look for Bonus Cash Back Events: These limited-time offers can give your business an extra financial edge—especially around major holidays or back-to-school seasons.
- Use it for Business Travel: Booking flights, hotels, and car rentals through the platform can yield significant returns, especially for growing teams.
Is Rakuten Right for Your SME?
If your SME is looking for simple ways to reduce costs, this is a no-brainer. It’s free, requires almost no time to set up, and it works in the background while your business does what it does best.
Whether you’re a solo consultant, a startup, or a 50-person company, the platform can help you make smarter spending decisions—without changing how you operate.
Final Thoughts
In a competitive and cost-conscious business environment, every advantage counts. Rakuten offers SMEs a powerful yet underrated way to boost savings, earn rewards, and improve financial efficiency without changing suppliers or spending more.

